Building the
future of acquiring
in Latin America

Q: What is Geopagos and what does it do in the Latin American payments ecosystem?

Geopagos is an Acquiring-as-a-Service (AaaS) platform that lets banks, fintechs, acquirers and large companies launch and scale their own payment acceptance business. Through a white-label technology infrastructure, it handles payments from capture to reconciliation in a secure, scalable way under the client’s brand.

Q: Which companies can power their business with Geopagos technology?

Geopagos solutions are designed for banks and financial institutions, fintechs and neobanks, acquirers and processors, corporates and retailers, and marketplaces and digital platforms. They can build their own payment acceptance business and keep full control of the merchant relationship and transactional data.

Q: What is "Acquirer in a Box" and how does it accelerate the payments business?

"Acquirer in a Box" is Geopagos’ end-to-end solution to launch an acquiring business quickly. It includes payment capture (POS, Tap to Phone, e-commerce), back-office (reconciliation, settlement, reporting), merchant management and risk and compliance tools. It reduces time to market by removing the need to build infrastructure from scratch.

Q: What is acquiring and how does Geopagos make it easier?

Acquiring enables merchants to accept credit and debit cards and digital payment methods. Geopagos acts as the technology partner providing payment acceptance software, terminal management (POS and SoftPOS), transaction processing and adaptation to local regulations, lowering entry barriers for banks, fintechs and companies.

Q: What benefits does the Acquiring-as-a-Service (AaaS) model bring?

The Geopagos AaaS model reduces operating costs (OpEx), accelerates payment solution launches, scales without owned infrastructure, offloads processing complexity and lets you focus on merchant acquisition and management. It is key for companies looking to expand in the digital payments industry in Latin America.

Q: Which payment solutions does Geopagos offer?

Geopagos offers an omnichannel platform that includes Tap to Phone (SoftPOS) for contactless payments on smartphones, SmartPOS and mPOS for physical devices, an E-commerce Gateway for online payments and pay-by-link, a merchant portal with real-time dashboards and reporting, and interoperable QR. It covers every acceptance channel: in-store, mobile and online.

Q: How does Geopagos ensure security and compliance?

Geopagos complies with international standards like PCI-DSS, ensuring cardholder data protection. It also integrates fraud prevention systems, transaction encryption and compliance with local and international regulations, guaranteeing secure and reliable operations within the payments ecosystem.

Our Acquiring in a Box solution is designed for banks, acquirers and PayFacs that want to run their payment acceptance business from a single platform.

150M+

annual transactions

6B+

annual payment volume

Discover

From zero to acquirer in weeks

The full technology stack to launch and run an acquiring business without the complexity of building it from scratch.

Launch your own acceptance network

Card-issuing banks can expand into acquiring without building their own infrastructure. Geopagos provides the technology, certifications and operations.

60%faster than hiring multiple vendors

Direct connection to Visa, Mastercard, Amex and local card networks
No investment in proprietary infrastructure
PCI DSS and EMVCo certifications
White-label
Automated regulatory reporting
Time to market: 3 to 6 months

Processing Engine

Proprietary transaction switch with direct connection to international networks. Authorization, clearing and settlement in a single stack.

Connection to Visa, Mastercard, Amex
Real-time authorization
Automated reconciliation and settlement

Acceptance Ecosystem

End-to-end white-label solution across every channel: in-store, mobile and online.

SmartPOS, mPOS and Tap to Phone
QR payments and digital wallets
E-commerce, checkouts and APIs
Unified merchant management

AI-Powered Backoffice

Management, analytics and compliance tools that give full visibility into your acquiring operation, with intelligent AI-driven automation.

Real-time operational dashboard
Automated regulatory reports
Disputes and chargebacks management

Geo AI

Artificial Intelligence built in
across the entire acquiring infrastructure

We apply artificial intelligence in every layer of the platform to automate operational processes, enable Agentic Commerce experiences and accelerate technical integrations through MCP and AI-ready APIs.

Implementation in 3 to 6 months

Launch without depending on multiple vendors

Building infrastructure or hiring multiple vendors can take 1 to 2 years. With our platform you can launch and scale your payment acceptance business in a matter of weeks.